Empowering Credit Risk Professionals Since 2010!

Jun 18, 2019 / by Sarah Kok

 

As part of our mission to augment the skill set of credit risk managers everywhere, we are stoked to launch a new educational platform. The Risk Rollers platform aims to spread knowledge and a deeper understanding of the credit risk management industry.

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Topics: Instantor News, Financial Inclusion/Social Good, Credit Risk Management

The New Currency For Financial Organisations

Apr 24, 2019 / by Sarah Kok

Trust and finance are intrinsically related. Recent changes in legislation around data protection along with scandals in the media around how data is used is making the question of trust in the financial services sphere more relevant than ever, sparking questions such as: "how is data used?" and "how well is it processed?". Moreover, what is the relationship between consumers and financial institutions in 2019?

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Topics: Instantor News, Onboarding, Digitalisation, Credit Risk Management

Women In FinTech

Mar 28, 2019 / by Sarah Kok

Sweden is the famous home to several infamous tech giants and unicorns such as iZettle, Bambora and Spotify. It is also very well known for ranking very highly when it comes to gender equality. Yet, for some reason, there is a mismatch between these two facts and in fields such as FinTech women are still greatly under-represented. A 2018 FinTech report by Stockholm School of Economics found only 38% of employees in the FinTech sector in Stockholm are women. 

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Topics: Instantor News

We're the Second Fastest Growing FinTech in Sweden

Mar 5, 2019 / by Raiha Buchanan

For the second consecutive year, the Financial Times has recognised us as one of the fastest growing companies in Europe. This year we have advanced from 3rd place to 2nd within the FinTech category in Sweden.

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Topics: Instantor News

Product Update: Additional Stack Support in LATAM and Asia

Feb 6, 2019 / by Helene Stafferöd Westerlund

 

Here at Instantor, we’re all about making our service (even) easier for our customers. Over the last 8 years, we’ve been lucky to grow to different parts of the world. And while we’re humbled by the customers who’ve chosen to join us over the years, we are always on the lookout for how we can make the Instantor experience even better.

 

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Topics: Product Updates, Instantor News

The True Meaning of Working at Instantor

Nov 22, 2018 / by Raiha Buchanan

What does it mean to be a part of something bigger? To us, it means working together as a team towards one mutual goal. In our case, that goal is to allow financial organisations to help more, at less risk.

On our quest towards financial inclusion, occasionally we encounter certain challenges – challenges that are sometimes resolved by the fact that we are such a diverse and multicultural team, and sometimes caused by it. 

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Topics: Instantor News

Instant Access: Now on the Ukrainian Market

Nov 1, 2018 / by Raiha Buchanan

Our latest solution, Instant Access, gives you the power to analyse transactional data through PSD2. This data is used to digitalise credit risk processes – without requiring you to invest in any tech resources or spend any time on system integration. Moneyveo is the first lender in the Ukrainian market to use this solution and our very first partner in Ukraine. 

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Topics: Lending, API, Credit Scoring, Instantor News

How Digitalisation in Finance is Simplifying our Lives

Oct 3, 2018 / by Raiha Buchanan

We were asked to give a talk at Almi HQ in Stockholm, where a banking delegation was taking place with CEO’s of venture firms and startups from all over Europe. The idea was for us to represent a northern perspective of the tech-sector, with ‘digitalisation’ as the theme. Here at Instantor, we take pride in being a part of supporting the tech-community to grow, share knowledge and challenge one another. In other words, that was of course something we were happy to do.

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Topics: Instantor News, Digitalisation

We're Sweden's First Authorised AISP Fintech Under PSD2

Sep 25, 2018 / by Simon Edström - CEO

We're proud to announce we’ve been approved to operate as an Account Information Service Provider (AISP) in Sweden, by the Swedish FSA (Finansinspektionen). We’re the first authorised AISP FinTech in the country, allowing us to build and provide better and even more relevant services.

The Swedish FSA's approval means we can continue developing products that support consumers to prove their true financial capacity. We see it as an important step in helping the financing industry to digitise its processes, as well as a significant step for the future of our company.

Image Credit: Hanson Lu

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Topics: Compliance (GDPR, PSD2), Product Updates, Instantor News

Banking Innovation: Lessons From FinTech

Sep 12, 2018 / by Simon Edström - CEO

Since the 2008 financial crisis, the banking landscape has undergone a seismic shift to a new age of innovation and digital transformation, marked by the advent of FinTechs companies. By observing and often experiencing first-hand what banks offer – or do not offer – these new entrants have targeted what consumers perceive as the failings of banks to capture significant market shares.

6% of global consumers have shifted their primary banking relationship from traditional banks to newer companies  with better technologies and simpler products. This percentage is on track for continued growth. In 2015, one in seven digitally active consumers was using FinTech. In just two years, that number has risen to one in three. The banking landscape is fast moving from an era in which a handful of big banks dominated global markets. This is a significant shift in the banking landscape: one that’s driven by radical changes in consumer preferences and underpinned in part by a generational gap.

Image Credit: Fineas Anton

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Topics: API, Instantor News