Helene Stafferöd Westerlund

Helene Stafferöd Westerlund
Helene is CTO at Instantor and has a background as Technical Manager at Specops Software. She has also been development manager for the technical platform at the gaming company Betsson.
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Recent Posts

How the SHAP Model can be Used to Answer the Question ‘why’

Nov 5, 2018 / by Helene Stafferöd Westerlund

AI has been gaining popularity in recent years, particularly as it’s been improving in leaps and bounds for a whole range of tasks: from predicting the risk of child abuse in a given family to beating world champion Go players. 

However, one critical problem with using it for decision making in business is that the machine learning models can't explain the predictions they make: a customer might, reasonably, want to know why their cred it card or home loan application was denied. 

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Topics: AI, Risk, Tech, ML, Credit scoring, SHAP values

The big Challenges Faced in KYC Implementation Today

Oct 25, 2018 / by Helene Stafferöd Westerlund

Recent developments, such as the European Union’s 4th AML Directive, highlight the challenges faced by financial institutions in ensuring KYC compliance in a continuously evolving regulatory landscape. It is now required that European companies disclose information regarding the beneficial owners. However, it’s extremely difficult to create best practices that multinational financial institutions can follow.

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Topics: KYC, Digitalisation, Digital Identity, Security, Lending, PSD2

The Secret of Speeding up Commercial Risk Management

Oct 12, 2018 / by Helene Stafferöd Westerlund

The recent announcement by Santander to partner with nCino to support its business banking activities comes as no great surprise. Although nCino claims its platform offers benefits across the entire commercial banking model, it is the improvements in loan origination — a reduction of 40% in the time taken for loan decisions — that’s driving Santander’s initial implementation activities. 

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Topics: Digitalisation, Security, FinTech, KYC, Data, onboarding

Your Opportunity to Reach Half a Billion People

Sep 4, 2018 / by Helene Stafferöd Westerlund

2018 has been a fantastic year for Swedish startups. In the past 8 months alone, Stockholm has given birth to 3 new unicorns, and has been home to some of the world's biggest tech exits, including the $29B IPO of home-grown Spotify in April.

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Topics: Tech, AI, ML, Startups, Instantor news, product, News, Data

A Sneak Peek into Instantor's New Products

May 3, 2018 / by Helene Stafferöd Westerlund

You are probably familiar with our income and ID verification products. Now, after seven years, 250 bank integrations, 22 markets, and millions in end-user-usage, our product portfolio is evolving.

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Topics: Data, PSD2, GDPR, product, Instantor news